Independent Financial Advisor in Royston

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Colin Palmer Financial Services (CPFS) an Independent Financial Advisor in Royston, provides friendly, straight forward advice on financial advice and mortgage advice.

As Independent Financial Advisers we are committed to arranging solutions to meet your individual needs. Based in Royston, Herts., we offer a Free Initial Consultation and give totally independent unbiased advice, so let us help you to make the right decision for you, your family or your company. Meetings can be held in your place of work, home or in the office. We can accommodate evening and Saturday morning appointments for total flexibility. We offer our financial services to clients and businesses both on a local basis in Royston, Herts and in the wider Hertfordshire area (Hertford, Stevenage, Ware etc.,) as well as covering surrounding Counties like Essex, Bedfordshire and Cambridgeshire. We also cover north and east London Boroughs. In general we cover southern England; we do have some ex-pats as clients and travelling to meet them is always a pleasure!

By offering a wide range of different, yet effective solutions we believe that we can offer:

A truly unique advisory process. Advanced and on-going servicing for all of our clients.

Our mission statement is to deal with peoples finances in a clear and understandable manner by providing the personal touch to enable us to identify and evaluate your needs.

Whether you are looking for financial advice or guidance for:

• Personal Family Protection
• Key Man Company Protection/Partnership Protection
• Investment Planning/Savings
• Pensions - both Personal and Group
• Mortgages, Re-mortgages, Buy to Let
• Personal Loans

Colin Palmer Financial Services operate in accordance with a set of Principles of Business. These are:

1. Integrity. To conduct our business with honesty and integrity
2. Skill, care and diligence. To conduct our business and our business dealings with due skill, care and diligence
3. Market conduct. To conduct our firms dealings by observing proper standards of market conduct
4. Customers interests. To pay due regard to the interests of our customers and to treat them fairly
5. Communicating with our clients. To pay due regard to the information needs of our clients and communicate information to them in a way which is clear, fair and not misleading
6. Conflicts of interest. To manage conflicts of interest in a fair way, both between ourselves and our clients and between a customer and another client
7. Customers: relationships of trust. To take reasonable care to ensure the suitability of our advice and discretionary decisions for any customer who is entitled to rely upon our judgement

About Colin Palmer Financial Services

Colin Palmer Financial Services has some 19 years experience of delivering Independent Financial and Mortgage advice to its clients.

We work as an agent to you, for you and in your best interests. We are not connected in any way to any bank, building society, insurance companies or any other type of financial institution. We are dedicated to impartial financial advice & we have no vested interest in the advice given.

Our principles, values and beliefs, can be summarised as:

Independence - in all its forms. Independence of thought, independence from product providers when recommending a product to a client, independence of the individual so that they are not manipulated or controlled by others. We believe that by striving to help our clients become financially independent, which in a world which is becoming increasingly economically driven, will be the only guarantee of creating and retaining an independent lifestyle.

Wealth creation - creating and conserving wealth for our clients is one of our primary aims and objectives. This goes hand in hand with financial independence.

Honesty - this extends not only to our clients but also in the transparent way we deal with others.

Simplicity - Financial planning should be simple in concept and delivery. Financial planning should be a good experience, which is easy to understand by the customer, not a bewildering, jargon filled maze. We believe that by delivering impartial and independent advice face to face, we can provide a personal service to our clients which, with periodic reviews, will enable clients to value the on-going service that we can provide.

Self reliance - we believe that self reliance is about having the maturity and the ability to face the true reality of our present economic circumstances in the world today and that to rely on the State for support is not necessarily the most desirable of personal outcomes.

Our Services - Our Commitment

Without any doubt, financial planning is the absolute key to achieve both personal and business objectives. It is a complex subject which involves the setting of strategic planning decisions, knowing how different products work, how they impact with each other, understanding the tax implications, while giving consideration to potential changes in legislation (stamp duty being a classic example), all of which is a full time occupation.

It is therefore vital that clients are comfortable with us and also that we are equally at ease when dealing with our clients and that is why we seek to develop long term client relationships, as we believe that this is the most effective way for our clients to achieve their long term goals.

Our website, Colin Palmer Financial Services cannot answer any questions for you but seeks to guide and help you to ask the right questions about your circumstances and finances rather than to inundate you with piles of generic information about products and services which only serve to confuse and mystify the reader.

To this end you can complete the Contact Us form on pensions, family/business protection, mortgages, re-mortgages and buy to let, or any other financial planning objective and submit it to us (we will respond within 12 hours, 24 at week-ends) or alternatively you can contact us by phone, e-mail, details of which are provided.

Colin Palmer BA(Hons), Cert PFS
PRINCIPAL
Colin Palmer Financial Services
Independent Financial Advisers & Mortgage Brokers
12 Rock Road
Royston
Herts. SG8 5EU

Telephone: 01763 232763
Mobile: 07904 270304

Email: colin@cpfs.uk.com

Websites: www.cpfs.uk.com

Testimonials

Testimonial received from Temi G dated September 2009;

"I found Colin via the web and he has been a star. He offers down to earth and honest advice something that is rare in today's business world. I have subsequently recommended his firm to friends and colleagues who require financial advice of varying types. As a scientist, finance has never been my forte or area of expertise. Colin has made this easy for me to follow. He also answers all questions you may have and explores all possibilities. My motto in life there is no such word as can't and Colin epitomizes that to the full. Thank you Colin for all you have done."

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