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MM Financial Management Limited Independent Financial Planning since 1990 Address: PO Box 424, Maidstone, Kent ME14 4QP Telephone: (0845) 129 7237 or (01622) 672902 Fax: (07092) 050288 Visit our Web Site: www.mmfm.co.uk or www.independentadviceonline.com Contact: Miles Moseley BSc (Eng) CFP MSFA FLIA (dip), Certified Financial PlannerTM General information Ideal Client Types Business owners/managers Professionals eg solicitors, barristers, accountants Retired, including widows Pre-retired (within 10 years of retirement) Value of investments held over £100,000 Household income over £50,000 Typical Clients and Charges Most clients come to us because they need help organising their overall financial affairs, be they business owners looking to secure their future and cater for their employee's needs (pensions, etc) or retired people with capital to invest for income. The initial interview (up to 2 hours) is without charge or obligation. Initial reports are undertaken from a typical cost of £400. Fees range from £100 to £150 per hour and all commissions are offset against outstanding fees. Asset management fees depend on the level of ongoing service required, are charged annually at 0.5% of portfolio value. General Background Information MM Financial Management Ltd was established in 1990 to specialise in financial planning for private clients and small firms. The company's founder and managing director, Miles Moseley, also a qualified civil engineer, has nearly twenty years experience in the financial services industry. The firm has an established track record in the professional market, and works closely with the clients of accountants and solicitors throughout London and the South East. MM Financial Management Limited has set up pension schemes for PLCs, limited companies and national charities and these are administered on an ongoing day-to-day basis. Most of the firm's business is obtained by referral from clients' accountants or solicitors, or by personal recommendation, and we have a reputation for a high level of personal service. Specialist Practice Areas Holistic financial planning Investment Management Retirement Planning Partnership & Shareholder protection Geographical Areas from which clients drawn All over the UK, although most "face to face" clients based in SE England Authorised and regulated by the Financial Services Authority

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