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Handscombe Financial Planning Limited (Handscombes) Address: Basepoint, Unit D22,                110 Butterfield, Great Marlings                Luton, Bedfordshire, LU2 8DL Telephone: 01582 434288 (From abroad: 00 44 1582 434288) Fax: 01582 434294 (From abroad: 00 44 1582 434294) E-mail: advisers@handscombes.com Visit our Web Site: www.handscombes.com Contact: Linda Berry General information Handscombes has been in business for over 25 years and much has changed in the financial world. However, as always, everyone wants to know they are receiving totally honest advice from a highly competent professional. Financial Planning is a six-step process designed to help people solve their problems and achieve their objectives in life. The most common problems that clients experience are: How to be well organised and have a better understanding of financial matters How to plan for retirement and protect pensions from inflation How, when and where to invest - and when to make changes How to ensure that income is always more than sufficient to fund their desired lifestyle How to avoid running out of money in old age How to ensure that their heirs pay a minimum of Inheritance Tax, currently at 40% How to provide for the financial consequences of illness or death, and the costs of long term care All the above can be solved by the use of quality Financial Planning.

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