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Independent Financial Advisers

Welcome to SearchIFA.co.uk, the easy way to find Independent Financial Adviser (IFA) in your area.
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Whether you are looking for Independent Financial Advisers to help with your Investments, Pensions and Mortgages or perhaps more specific help regarding Annuity Rates, Inheritance Tax planning or the Endowment and Pension Reviews, SearchIFA.co.uk provides a directory of Independent Financial Advisers (IFA) in the UK.

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  • The Real Cost of Cash

    by Philip Dales   -  (Dales Independent Financial Advisers) Why do we use cash so much for our investments, I think the main reasons centre on the fact that it’s a safe investment. But that’s not entirely the full picture…. Inflation is eating away at your savings or cash investments every single day, inflation can wipe out its value just because its sitting in a bank account. Why: The Technical bit The Consumer Prices Index (CPI) is 2.9% the very best Fixed rate Cash ISA is 2.75% (Virgin Money 2.75% for five years fixed). Even with the best Cash ISA you’re losing 0.15% each year. It gets worse if your money isn’t in ISA’s as you’ll pay tax on the interest. The best non ISA ...

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